The Journalist Finance Project
Free financial counseling and special debt relief — just for journalists.

Sponsored by the Society of Professional Journalists and Consolidated Credit.

SPJ is one of the nation’s oldest and largest journalism organizations. Consolidated Credit is one of the nation’s oldest and largest nonprofit credit counseling agencies.

Together, they’ve created the Journalist Finance Project.

JFP is designed to help journalists struggling with pay cuts, furloughs, and layoffs. You receive free expert financial advice and, if you qualify, an at-cost debt solution. There’s no catch, no hidden fees, and no one but you profits from this project.

Why JFP is legit

Journalists are rightly skeptical about anything that sounds suspiciously too good to be true. So here’s a journalist explaining it...

How JFP works

Call the number below. You’ll be connected to a certified credit counselor at Consolidated Credit.

Set aside 15-20 minutes for a free debt analysis. Your personal financial details remain confidential.

Hear about your options. Your counselor is obligated by law to recommend the best free and fee-driven debt solutions for your situation.

There’s no obligation to do anything. You can hang up, call back later, or forget the whole thing.

Pay less. Under JFP, if you qualify for a Debt Management Program, your fees are capped at $25 — and could be less. Those fees are up to $79 for other clients.

Save thousands. Your monthly fee — which helps pay the people helping you — will dwarf your monthly savings. Consolidated Credit is breaking even and even losing money on this deal.

What is a Debt Management Program?

Learn more about Debt Management Programs by listening to Kelsey Bell, an animator whose boyfriend is on a DMP right now...

...or read this detailed explanation from Consolidated Credit.

What Now?

If you have questions, ask SPJ regional coordinator Michael Koretzky, who directs this project. Reach him at

If you want to check out Consolidated Credit first...

Consolidated Credit website

Better Business Bureau profile

Consumer Affairs reviews

Trustpilot reviews

Finder report

If you want to consult a credit counselor right now, call...